Commercial Mortgages
Owner-occupied, investment and commercial property refinance
Manchester · Business finance
Businessfinance built for growth
Secured and unsecured loans, working capital, invoice finance, asset finance and cashflow facilities for businesses across Manchester and the North West.
Commercial property. Business funding. One clear route forward.
What we’ll cover
Finance built around your ambition.
From property purchases and development to working capital and acquisitions, Four will connect businesses with a broad range of funding options.
Bridging Finance
Commercial, investment, auction, refurbishment and refinance bridges
Development Finance
Ground-up, heavy refurbishment, conversions and development exits
Buy-to-Let Finance
Limited company, portfolio, HMO, MUFB and holiday-let finance
Business Loans
Secured, unsecured, term and short-term business loans
Working Capital Finance
Working-capital loans, revolving facilities and business overdrafts
Cashflow Finance
Revenue-based, merchant cash advance and card-receivables finance
Invoice Finance
Factoring, invoice discounting, selective and confidential facilities
Asset Finance
Hire purchase, finance and operating leases, equipment and machinery
Vehicle Finance
Commercial vehicles, fleets, HGVs, plant and machinery vehicles
Asset-Based Lending
Receivables, inventory, equipment and property-backed facilities
Acquisition Finance
Business acquisitions, management buyouts and buy-ins
Property Investment Finance
Commercial, residential portfolio and mixed-use investment loans
Development Exit Finance
Refinancing for completed developments pending sale or refinance
Second-Charge Commercial Finance
Second charges over commercial and investment assets
Professional Practice Finance
Funding for legal, accountancy, dental, veterinary and professional firms
Franchise Finance
Franchise acquisition, fit-out, equipment and working capital
Where we work
Manchester and the North West
Head office
Bristol & Bath Science Park
Dirac Cres, Bristol BS16 7FR
United Kingdom